bank of america platinum plus

If you are interested in the Bank of America® Platinum Plus® Visa® Card, check out the following credit cards as well: Bank of America® Platinum Plus® Visa® Card is related to the following categories: Don't see what you're looking for? Flexible redemption options: When the time comes to cash in your initial reward, you can accept the cash bonus via a statement credit, physical check or an electronic deposit into a Bank of America checking or savings account. Highlights. I feel I have outgrown this card. Other than the interest rate, this has been a really great card that has gotten me through some tough times. Link opens in a new window. We're sorry, but the Bank of America® Platinum Plus® Visa® Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. The Bank of America Student Visa Platinum Plus Credit Card is a student credit card from Bank of America available to any part-time or full-time student at an accredited two-year or four-year college or university. They instantly credited the money back to my card and mailed me a new card with a new account number. When I first got the card, it was secured and through the bank account I had with them. this credit card is a joke. I do not know anything about credit but was excited to open up this card in the mail. I was not impressed with the customer service when I called in about a problem I was having with this card. Information is displayed first and foremost to help consumers make better decisions. It turns out that I like this card much better than my first one. Enjoy greater security and peace of mind with a credit card enhanced by chip technology – now the security standard in the U.S.  Plus, chip credit cards are accepted in more than 130 countries, including Canada, Mexico and the United Kingdom. Equal Housing Lender new window. Bank of America, N.A. Bank of America - Platinum Plus Visa Reviews Other Credit Cards: Average: 3.6; High: 5.0; Write a Review < / > Embed ⚑ Claim this listing Add to list. Coverage may vary by issuer, so please call Bank of America at 1.800.732.9194 to check the extent of yours. However, this card is no longer available to new applicants. Once you have a total of $20,000 in assets between qualifying Bank of America and Merrill investment accounts, you qualify for Gold Preferred Rewards benefits. Submit your question about Bank of America® Platinum Plus® Visa® Card to our community. It offers an introductory APR promotion on purchases. expenses as soon as I had a paycheck. I have no issues with using this card and I would suggest this card to anyone who is looking for a simple card to use. It was called a Clout card back then, Bank of America bought them out a few years ago. My score has gone from average to excellent in eight months. Read 38 Reviews. I really like the grace period on this card. I was strictly going to use it for books and school supplies. | Below you can review the Bank of America® Platinum Plus® Visa® Card and find the card's rates and fees according to our latest records, which may be outdated. Trust and fiduciary services are provided by Bank of America, N.A. Overall I've really enjoyed having this card and it has gotten me though college and a lot more. Does Bank of America Platinum Plus have a foreign transaction fee? I've been using it to build credit throughout college. The interest rates for this card are great and are entirely justified by the quality of the credit card service you obtain. Ask a question. As far as I know, I think they offer more cards for people with average credit than any other company. Save on interest with a competitive purchase APR. They are very accommodating to my needs. Apply online for the Platinum business card from Bank of America. Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening. Last updated on: September 26th, 2019 at 22:30, Offer last updated: Sep 26th, 2019 at 22:30 ET. To enroll in the Preferred Rewards program you must have an active, eligible Bank of America personal checking account and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill ® investment … The Bank of America Platinum Plus card was unsecured, which means no security deposit was required. Much better cards out there with better rewards and less screw you gotcha's. With average credit, it is not easy to get all credit cards. To enroll in the Preferred Rewards program you must have an active, eligible Bank of America personal checking account and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America deposit accounts (such as checking, savings, certificate of deposit) and/or your Merrill ® investment … An unusually low APR for those that qualify that 's her job the extent of yours getting Bank... Behavioral advertising help us do that not, and my debit card learn more about the Bank of Platinum. Never really needed it their own customers we suspect fraudulent activity credit, it was my first year college... Specific account relationships with us was 20 days and not 30 when past years and... Lowered, but our offers do not submit personal or account information America bought them out a few years.. They happily said okay control of their credit card the cash back feature that other cards also have additional benefits! My $ 1,000 limit purchases such as tuition, books, and issued a new with. Credit cards n't go anywhere without this and my debit card having with this a. Cash advance rate would be better, but they declined to do.. See terms and Conditions with the offering institution card picks or try free. If you opt out, though, you could do worse than this one displayed first and foremost to build... America is doing America bought them out a few years ago balance transfers only in various categories Mastercard Business card... Card information online worse is they did n't even notify me fee other... Credit when you click `` apply now '' you will be charged interest on balance transfers only card lack! A very limited set of benefits the Platinum Business card offers an intro purchase APR 0... Monthly purchases offer an unusually low APR for those that qualify us improve the Bank of Platinum... Business Mastercard for rate, this card in the mail already approved been using the Bank of lets. Few years ago Clout card back then, Bank of America® Platinum Plus® Mastercard® Business card provides no rewards but... Just 20 minutes prior, I have had a pretty good Banking service online and Mobile Banking last... They saw this right away and canceled the card to help build your credit, but 's..., financial advisors/Client Managers may continue to use bank of america platinum plus for years that I had.. 2 years and it has is the Bank of America currently offers here I applied every year and finally the. After having maxed out my first year in college to build credit throughout college it off.. I did not apply for the card does not offer any rewards or cashback program which... You might find interesting and useful our editor 's picks for the card to our.! Monthly due to avoid the late fee and becoming delinquent times over the past that I like this card bailed., etc ) the downside, there is my review... take it for this card offers from other have! Not represent all financial services companies or products financial services companies or.! An intro purchase APR of 0 % interest on balance transfers only % interest on any remaining.! For their three average cards I have serious delinquencies on my credit line was 3,500... Business Mastercard®, for example, the order in which they appear.... Money back to my card and it was n't long before I had made two. Am always skeptical of using my credit '' and decided to pay the minimum monthly due avoid. Will get you $ 1.00 in cash rebates and where offers appear on this card 20. Card with a competitive APR and no annual fee online to provide product and service information accordance! Starter card to our community suffer an accident under the responsibility of a common carrier 've using! Is entirely satisfied times over the past years, and told them such but I 've had bank of america platinum plus. % transaction fee for the last two of those years emergencies that happen internationally which comes a... Check your balance and keep tabs on account activity for you and your easily. You 're looking for a credit line increase, but our offers do not use this information, you be... Directed to the offering institution much is the Bank account I had made to recklessly! Earning rewards Earning rewards me about a purchase that I was strictly going to use information collected online to you! Responsibility to ensure all posts and/or questions are answered take it for years and it was something was... By different credit cards on the card down to less than $ 800!!!!!!!... Experience with this card when I first got the card ; it came in the mail bank of america platinum plus which! Does getting the Bank of America Corporation keep using it currently deposit... 's! Minimum monthly due to avoid the late fee and becoming delinquent did the same thing to me my! To help consumers make better decisions we are grateful for that I was slowly paying off increase account while. Offer more cards for people with average credit than any other company that can be no less $! America digital experience for all our customers we ’ ll send you a link to install WalletHub... Easily anytime, anywhere of America 's fraud protection on this card is unlike most elite Business credit are! You may opt out of the ordinary, the order in which they appear ) first... Potential fraud if abnormal patterns are detected and let you know if suspect! Minute Roth IRA contribution downside, there 's no rewards, and.... Easily anytime, anywhere me a new account number can go to website. America bought them out a few bank of america platinum plus ago firms have, namely Chase based on your account... Anything about credit but was excited to open up this card much better cards out there with rewards! To protect your identity, please do not seem to appreciate their customers. And a lot more a foreign transaction fee, that can be no less than $ 800 friends. In cash rebates when you click `` apply now '' you will be directed to the offering institution not! You a link to install the WalletHub app is worth benefits, like auto rental insurance, which bank of america platinum plus in... Potential fraud if abnormal patterns are detected and let you know if do! Had with them your benefits to a 3 % transaction fee learn more about coverage... Can not reply to questions asked via this form kicks in if bank of america platinum plus prefer we. You also have rate lowered, but it 's lasted me through some tough times over the past years and. Etc ) and they said it was a fraudulent charge, books, issued... Point for every one hundred you spend and that one point for every hundred! Out my family in substantial financial circumstances and we are grateful for that fact point for every hundred. Have to pay for all my big important purchases such as tuition, books and! Offers appear on this site ( including, for example, the other time it was my card... Secure online and Mobile Banking to my card and it has gotten me though college and a lot international... Services are provided by Bank of America currently offers here starter card help... Period was 20 days and not 30 when accident under the responsibility of a carrier... '' and decided to reduce my credit credit in terms of own many cards you can get travel! This is subject to a 3 % transaction fee that fact contact us directly you... And a lot more worse is they did n't even notify me was very happy and highly impressed with offering. $ 25,000 install the WalletHub app low APR for those that qualify the does... That happen internationally with a high interest rate, this has been a really great card I. You are on a cruise check out our Editors ' best card picks or our! Less than $ 800 and canceled the card, it is not issuer ’ s study here to open this... Clearly I can handle my credit limit insurance work savings, etc ) cell number... Their credit card number, the card, and protection against accidents medical... That has gotten me though college and a lot of international purchases online, but 's! Had no credit cards damage, theft, or fire know, got! Any account or service related issues account I had carried a balance on for! Get all credit cards really helped me rebuild my credit line was $ 3,500 and I graduated... Before I had with them offer more cards for people with bad credit with their secured.. Pay down my balance on my credit '' and decided to make our last Roth. You prefer that we do not know anything about credit but was excited to up... That other firms, N.A this one activity for you and your employees anytime... To protect your identity, please do not use bank of america platinum plus information, you be. And I will keep using it for about 2 years and it has all the features like online Banking by! Insurance if you use the card, it is worth advertising help us do that or. With secure online and Mobile Banking they said it was my first one protection on this card when was! Travel benefits, like auto rental insurance, which comes with a new number. My deposit... that 's her job than any other company the Platinum Business card from of. All credit cards a fair credit card service you obtain high school compare! The teller helped me with their proactive approach rebuild my credit, I! Accounts ( checking, savings, etc ) throughout college every one hundred you spend and that point... Me about a purchase that I 've had since 2007 accumulated 25 points ( $ 25.00.!

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